Metis Homes Limited
The Old Barn,
Vicarage Farm Business Park,
Winchester Road, Fair Oak,
SO50 7HD

Customer Care:
01962 893 534

01962 893 545

01962 893 535

Metis Homes - Luxury Home BuildersMetis Homes - Luxury Home Builders

Help to buy

a helping hand to buy your new home

At Metis Homes we build homes for all markets and for first time buyers looking to take their first step on the property ladder and we have made it even more affordable to own your first home using the Help to Buy scheme on your qualifying homes.

Help to Buy: Equity Loan is available on all of our eligible homes that meet the HM Government's Help to Buy criteria.

What is Help to Buy?

It’s an equity loan backed by the HM Government to help more people buy a new home. It allows you to buy a new home with just a 5% deposit.
You fund 80% of the purchase price through a 5% deposit and 75% mortgage. Homes England, the government agency, provides you with a five year interest free equity loan for the remaining 20%. Best of all, you own 100% of your home.

Help to Buy: Equity Loan is available to first-time buyers purchasing their own home* – on properties priced up to £437,600 in the South East area and £349,000 in the South West area.
As with all loans, buyers are assessed for eligibility and affordability.

*The Help to Buy Equity loan scheme has specific terms and conditions as prescribed by Homes England.  For more information visit:

What are the loan conditions?

Your loan is interest free for the first five years. After that, you pay an annual fee of 1.75% in the sixth year. Thereafter, the annual fee is fixed in line with the Retail Price Index, plus 1%. The RPI may of course go up or down. Please note this is not the same as the interest rates that govern mortgage repayments.

The loan must be repaid within 25 years or earlier if you sell your home. There is the option to make earlier repayments.

Metis Homes is delighted to offer the Help to Buy: Equity Loan on all our qualifying properties, making it easier than ever to buy one of our high quality new homes.

How does it work?

Enter a property price in our Help to Buy calculator to work out your contribution.

For example...

Property Price = £400,000
Deposit (5%) = £20,000
HM Government Equity Loan (20%) = £80,000
Mortgage Required (75%) = £300,000

Property Price
Deposit (5%)
Government Loan (20%)
Mortgage (75%)

You should then arrange a repayment mortgage to cover 75% of the purchase cost. We can refer you to an independent financial advisor who will help you find a suitable mortgage.

Your 5% deposit is payable on exchange of contracts.
Finally, move in and enjoy living in your beautiful new home.


If you are not eligible for the equity loan, we will refund your reservation fee in full.

For more information on buying your new home with Help to Buy please give us a call 01962 893545

Contact Us

Your home may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it.

*Subject to status, Help to Buy Terms and Conditions are available on selected properties in England only. Eligible applicants will be offered an equity loan of up to a maximum of 20% of the purchase price (based on the open market value). Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings/deposit where required. The equity loan is provided by Homes England and held as a second charge. This offer is not available in conjunction with any other promotion. Full details will be provided on request.